insurance

KeyMan Insurance

Many businesses have an important person. They are the owner of the company. They are the boss or CEO of the company. They are the one who ensure the smooth operation of their company and the employees. I had come across many small businesses while working as a Financial Adviser. Most small businesses do not [...]

High-Class Beggars

Ask, and it shall be given to you; seek, and ye shall find; knock, and it shall be opened to you. ~Matthew 7:7 How true this is. If you don’t ask, who will know what you want? If you don’t seek, how you you find? Probably there are some exceptional case, just like the chinese [...]

Financial Advisers

What is your view about Financial Advisers? Who are the financial advisers? In the past, we have people who sell insurance, they were called insurance agents. Insurance agents are not very well-accepted by people. The same applies to many sales people. This is because many consumers which are the people who buy things from this [...]

Disability Insurance

Most people would accept the idea of getting sick or dying but the thought of being disabled would be more difficult to accept. However, the fact is if you are in your early thirties to middle age, the risk of being disabled is much higher than dying. How will your lifestyle or income be affected? [...]

How Much Medical Insurance Is Enough

A seemingly minor accident or illness causes thousands of dollars in medical bills. Something more major can literally leave you bankrupt. Health insurance plans are often standard in terms and thus it is difficult to customise them to your personal needs. The key therefore is to identify what your healthcare needs are and formulate a [...]